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Tip of the DayIf you have no spouse and you leave assets in your IRA, 401(k), 403(b), Keogh or other qualified retirement plan when you die, your estate may have to pay combined taxes of up to 70% on those assets before your heirs can receive them! The problem is "IRD"—Income in Respect of a Decedent—and there is a creative charitable solution you may want to consider. |
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